A type of fraud that employs social engineering. The visher phones the victim under the guise of a bank employee, customer, or other individual able to request confidential information from the user (such as bank card details) without arousing suspicion. Often, criminals use personal information they have obtained about a client of a financial institution in order to make the request seem legitimate. The purpose of vishing is usually to get hold of a one-time password and withdraw funds from the victim’s account, but sometimes fraudsters hunt for online bank account credentials and other information.