Payments Shift From Who You Are to What You’re Trying to Do

Financial institutions are rethinking digital identity verification as AI-driven behavioral analytics shift authentication from static identity checks to dynamic, context-aware transaction monitoring. The impact is critical for FIS (Fidelity National Information Services) and similar payment processors, as flawed or biased algorithms could enable unauthorized transactions or false declines, affecting millions of users globally.

Watch more: What’s Next in Payments With FIS’ Christine Hurtubise Artificial intelligence is altering the mechanics of digital identity, forcing financial institutions to reconsider long-standing assumptions about how a customer proves that a transaction is l…