Watch more: Need to Know With Paymentology’s Stephen Bowe Credit demand may be rising, but the more pressing issue for issuers is whether their technology stacks can sustain how credit is now used, rather than how it was once structured. Stephen Bowe, chief p…
Issuers Face a New Reality as Credit Goes Real Time
Credit issuers are struggling to adapt their legacy technology stacks to real-time credit processing demands, creating potential vulnerabilities in payment infrastructure. This shift exposes financial institutions to increased risk of fraud, system overload, and compliance violations as traditional credit frameworks fail to meet modern transaction speeds. Issuers must urgently modernize systems to mitigate emerging threats.